Plain-English answers to the tax questions we hear most, updated for the 2026 tax year.
Each guide is short and stands on its own. Start with the one that matches your question.
Why some people get refunds, why others owe, and how to fix your W-4.
Read →How saving for retirement lowers your tax bill now, with 2026 limits.
Read →How freelancers and sole proprietors report income and deduct expenses.
Read →Why independent contractors pay 15.3% and how to soften the blow.
Read →Who needs to pay, the 2026 due dates, and how to avoid penalties.
Read →How your classification changes your taxes, and what to do if it is wrong.
Read →The One Big Beautiful Bill Act changes that affect your 2026 return.
Read →Everything to gather before your appointment, and where to find each form.
Download →Flat fees from $195, prepared personally by a former federal auditor.