Professional, accurate tax services for individuals and businesses, starting at $195
Use the 30-second price finder →
Or pick the line that fits you:
Still not sure? Call (540) 412-7255 and I'll tell you which price applies before we start.
Every price includes your federal return, one state return and e-filing.
$195
For you if: you have W-2 income from a job and nothing more complicated. Bank interest, student loan interest and education credits are fine.
We prepare your return with the standard deduction and check every credit you qualify for, including the Child Tax Credit, the Earned Income Credit and education credits. We also apply the new deductions for tips, overtime and taxpayers 65 and older where they fit.
$275
For you if: you own a home, gave a lot to charity, had large medical bills or pay high state and local taxes.
We compare itemizing against the standard deduction and use whichever saves you more. That includes mortgage interest, property taxes, charitable gifts and medical costs, with the higher SALT cap ($40,400 for 2026 returns for most filers).
$550
For you if: you own one or more rental properties.
We report your rental income and expenses, set up depreciation correctly and track any losses you carry forward. Depreciation mistakes cost you every year, so we get it right from the first return. Covers up to two properties; each additional property is $95.
+$95 per state
For you if: you moved during the year, work remotely for a company in another state, or earned income in more than one state.
We split your income between the states and claim credit for taxes paid to another state, so you don't pay twice on the same income. Added to any return above, for each state beyond the first.
Freelancers, contractors, gig workers, side businesses and small companies.
$395
For you if: you work for yourself full time as a freelancer, contractor, gig worker or sole owner, and you don't have a W-2 job.
We report your business income and find every deduction you're allowed: home office, mileage, equipment, software, professional fees, phone and internet. We figure your self-employment tax and apply the 20% small business (QBI) deduction. Federal and one state return included.
$475
For you if: you have a W-2 job and earn money on the side, such as freelance work, consulting or a small online shop.
Both incomes go on one return and affect each other: your tax bracket, your self-employment tax and the 20% small business deduction. We put them together correctly so you don't overpay or get a surprise bill. Common for federal employees with consulting work. Federal and one state return included.
$595
For you if: your business has significant income, equipment or vehicles to depreciate, more than one income stream, or losses and credits carried over from past years.
Everything in Self-Employed, plus depreciation planning (including Section 179 and bonus depreciation), a plan for next year's quarterly payments and ways to lower your self-employment tax. If your books need cleanup first, that is billed separately as bookkeeping catch-up ($85/hr). Federal and one state return included.
from $950
For you if: your business is an S corporation or a partnership with more than one owner, so it files its own return separate from your personal one.
We prepare the business return (Form 1120-S or 1065) and the K-1 for each owner. For S-Corps we include a review of your salary, which the IRS looks at closely, plus basis tracking and distribution planning. The price depends on the number of owners, states and transactions, and you get a fixed quote before we start.
$450
For you if: you are starting a business and want your LLC set up correctly from day one.
We file your Articles of Organization with the state, get your EIN from the IRS and advise you on how the LLC should be taxed. An LLC can help keep your personal and business finances separate.
The Virginia state filing fee ($100) and any registered agent fees are paid directly to the state and are not included.
Annual filings to keep your tax-exempt status.
$95
For you if: your tax-exempt organization normally has gross receipts of $50,000 or less.
We confirm you qualify, prepare the filing and e-file it with the IRS. Missing three years in a row means automatic loss of tax-exempt status, so don't skip it.
$325
For you if: your organization has gross receipts under $200,000 and total assets under $500,000.
We prepare the full 990-EZ with the required schedules, review it for compliance and e-file it with the IRS.
Other fees, so there are no surprises
Your tax information is handled securely from start to finish through our encrypted client portal.
Call (540) 412-7255 or email us to get started. We'll discuss your tax situation and answer any questions.
We create your personal, encrypted client portal. You'll receive a login via email to access your secure account.
Use our Tax Document Checklist to gather your documents, then upload them securely through your portal.
I personally prepare your return, the same auditor who reviewed federal agency financials is reviewing yours. Returns are typically completed within 2 weeks.
We review your completed return with you and give you tax planning guidance for next year.
🔒 Your Security Is Our Priority
All documents are transmitted through our encrypted portal, never via unsecured email. Your personal and financial information is protected at every step.
Includes the OBBBA tax changes and where to find your tax forms
Before you upload
Talk directly with the owner
No call centers, no middlemen. Call (540) 412-7255 or email vfa@valleyfinancialadvisorsllc.com
Monday to Friday, 9:00 AM to 6:00 PM Eastern. Saturday by appointment.
Free and low-cost options are the right choice for some people. Here is what changes when a professional prepares your return.
| Do-it-yourself software | Tax chain storefront | Valley Financial Advisors | |
|---|---|---|---|
| Who prepares your return | You do | A preparer assigned by the office | A former GS-14 federal auditor, every time |
| Price | Free only for simple returns. Paid tiers for most others | Set by each office, quoted in person | Flat fees starting at $195 |
| No hidden fees | Upgrades and add-ons may apply as you go | Ask for a written quote before work starts | ✓ Every fee is posted on this page, including rush fees |
| Same preparer every year | No preparer | Not guaranteed | ✓ Yes, the same person |
| Who checks for mistakes | You do | Depends on the office | ✓ Reviewed with an auditor's eye |
| Help after April 15 | Varies by plan | Varies by office | ✓ Year-round, with a direct phone line |
| Bookkeeping and tax planning | Not included | Varies by office | ✓ Monthly bookkeeping plans and planning guidance |
Sometimes. But read the fine print first:
If your return is simple, free software or IRS Free File may be all you need, and we will tell you so. If it isn't, you deserve a clear price before anyone starts.
Sources: TurboTax Free Edition (checked October 2026); FTC opinion and final order, Intuit Inc., January 2024. Other companies' offers change often, so check their current terms.
We offer monthly bookkeeping plans for small businesses and restaurants, from basic reconciliation to full-service high-volume transaction review.
View Bookkeeping Plans →Choose the payment method that works best for you:
In-person or mail
Personal or business checks accepted
Quick & convenient
Direct bank transfer
Secure online payment
Through our tax software
All payments are processed securely. Payment details will be provided after consultation.